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01:23:24:AM, Friday,17-September-2021

The Gurdaspur Central Cooperative Bank Ltd.          First, Third and Fifth saturday of every month will be full working day i.e from 10 AM to 5 PM          IFS CODE: UTIB0SGDS01          Bank has become live on E-Commerce and PoS transactions.         
  • VEHICLE LOANS

    VEHICLE LOANS

    This festive season, get the vehicle loan at lowest EMI of just Rs 2138/- per lac.

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  • DAIRY LOANS

    DAIRY LOANS

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  • AGRICULTURAL LOANS

    AGRICULTURAL LOANS

    We offer term loans for buying cattle, purchase of equipment for irrigation and other agricultural r

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  • HOME LOANS

    HOME LOANS

    Avail the 15 year term loan facility with lowest EMI Rs 1090/- per lac and no hidden cost.

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Are You In Need Of Funds? 'Apply Online'

Loans

                                                            Rate of Interest on Loans and Advances

 

 

Sr No.

Type Of Loan

Rate Of interest

1

Personal Loan(For salaried Employees )

13.75%

2

Consumer Durable (For Salaried Employees)

13.75%

3

Vehicle Loan

10.50% upto 5lac and Above 5Lac 11.50%

4

Second Hand Car Loan

12.50%

5

Two Wheeler to Farmers

11.50%

6

Rural House Loans

10.25%

        7

Urban house loans 10.50%

7

Non-Farm Sector(>50,000)

12.00%

        8

Non-Farm sector(<50,000) 11.50%

8

Education Loan

9.00%

9

Education Loan (For Poor farmers/S.C./ B.C./O.B.C

7.25%

10

Fishery

10.25%

11

Piggery

10.25%

12

Bee Keeping

10.25%

13

Goat Rearing

10.25%

14

For Purchase Of Two Cows

10.50%

15

Mini Dairy Loan

10.50%

16

Commercial Dairy Loan

10.00%

17

Overdraft Limit(For Staff)

10.00%

18

O.D.F. Limit For Other Employees

13.00%

19

Loan/Limit Against Property

14.00%

20

Loan Against Rental Income

14.00%

21

Loan for Bank's Building on Rent

13.00%

22

Revolving Cash Credit Limit

11.00%

23

Cash Credit To Traders

14.00%

24

Cash Credit Limit Sugar Consortium

12.75%

25

Loan To Sugar mills for payment of Cane Price

11.50%

26

Loan To Sugar Mill Members' For Purchase Of Sugar Seeds

11.50%

27

Loan Against L.T.D./F.D./R.D

 

28

Loan Against N.C.C., K.V.P.

 

29

Short Term Agriculture(S.T.A.) Loan

a)      From PACS

b)      From Members by PACS

 

5.00%

7.00%

30

Cash Credit Fertilizer(C.C.F.)

10.00%

31

Cash Credit Essential Commodities

10.00%

32

Medium Term(M.T.) Loan

a)      From PACS

b)      From Members by PACS

 

11.50%

13.50%

33

Mai Bhago Scheme

a)      From PACS

b)      From Members by PACs

 

9.25%

10.75%

34

Short Term Others For non-Agriculture Members

i)                    From PACS

ii)                  From Members by PACS

 

 

8.30%

10.00%

 

 

35

Loan/Limit To Inds. Societies

13.00%

36

Loan to Milk Producing Society Members'

10.50%

39

Cold Storage/ Rural Godown

12.00%

40

Self Help Groups(S.H.G.) & S.G.S.Y

09.50%

41

Loan/Limit to Non Credit Societies

13.00%

      

L/C Society

13.00%

 

 

 

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