gurdaspur cooprative bank logo

01:10:29:PM, Sunday,01-August-2021

The Gurdaspur Central Cooperative Bank Ltd.          First, Third and Fifth saturday of every month will be full working day i.e from 10 AM to 5 PM          IFS CODE: UTIB0SGDS01          Bank has become live on E-Commerce and PoS transactions.         

Home Loans > Rural Housing Loan

Area of Operation -  Loan shall be advanced in the area operation in the Gurdaspur district. 


Individuals & members of coop. Housing Societies.


Purchase of built up house, construction of new house, repairs/Renovation and addition of existing house in rural house

Loan Limit

Maximum amount up-to RS. 15.00 lakhs with 15% margin at least.

Rate of Interest


Repayment  Period

Maximum 15 years

Collateral Security

Agricultural Land for the value of the 100% of the loan amount besides the Mortgage of house to be financed by the bank.