gurdaspur cooprative bank logo

01:19:29:AM, Friday,17-September-2021

The Gurdaspur Central Cooperative Bank Ltd.          First, Third and Fifth saturday of every month will be full working day i.e from 10 AM to 5 PM          IFS CODE: UTIB0SGDS01          Bank has become live on E-Commerce and PoS transactions.         

Home Loans > Urban Housing Loan

Area of Operation -  Loan shall be advanced in the area operation in the Gurdaspur district. 

Beneficiary

Individuals and Members of Coop. Housing Societies.

Purpose

Purchase of built up house or flat, construction of new house, repairs/renovation and addition of existing house in urban house.

Loan Limit

Maximum amount up to RS. 25.00 lakhs.

Rate of Interest

10.50%

Margin

25% at least.

Repayment Period

Maximum 15 years.

Collateral Security

First mortgage of House Property to be financed by the bank

 

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