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Agricultural Loans > Short Term Crop Loan

Area of Operation - Loan shall be advanced in the area operation in the Gurdaspur district.

Beneficiary	Farmers Through Multipurpose Cooperative Agriculture Service Societies.
Purpose	Production of Crops
Loan Limit	As per Land Holding and Scale of finance for each crop fixed from time to time by The Registrar, Cooperative Societies, Punjab, Chandigarh.
Rate of Interest Subsidy	7.00% from Farmers by Societies. 5.00 % from Societies by bank. 3% subsidy for repaying the loan in time.
Margin	No margin money required
Repayment Period	Half Yearly linked with Crop Harvesting i.e. 30^th June and 31^st January.
Collateral Security	Nil.

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Agricultural Loans > Short Term Crop Loan