gurdaspur cooprative bank logo

03:58:41:PM, Wednesday,29-March-2023

The Gurdaspur Central Cooperative Bank Ltd.        First, Third and Fifth saturday of every month will be full working day i.e from 10 AM to 5 PM        IFS CODE: UTIB0SGDS01        Bank has become live on E-Commerce and PoS transactions.        

Agricultural Loans > Revolving Cash Credit

 Area of Operation -  Loan shall be advanced in the area operation in the Gurdaspur district. 

Beneficiary

Any individual farmer holding the agricultural land.

Purpose

Credit facility for meeting out socio-economic and agricultural needs

Loan Limit

Maximum amount RS 8.00 lakhs or RS 1.50 per acre.

Rate of Interest

11.00%

Margin

No Margin required.

Repayment Period

Renewable on annual basis.

Collateral Security

Agriculture Land valuing at 150% of the Loan amount.

 

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