gurdaspur cooprative bank logo

06:38:48:PM, Friday,02-December-2022

The Gurdaspur Central Cooperative Bank Ltd.        First, Third and Fifth saturday of every month will be full working day i.e from 10 AM to 5 PM        IFS CODE: UTIB0SGDS01        Bank has become live on E-Commerce and PoS transactions.        

Loan against Property

Area of Operation -  Loan shall be advanced in the area operation in the Gurdaspur district. 

Beneficiary

Any Individual residing in and having a self occupied immovable property in  an urban area (within municipality limits)

Purpose

To offer instant solutions relating to socio-economic needs and business needs such as children’s higher education, Travel, daughter’s marriage and medical emergencies etc.

Loan Limit

Maximum amount up to RS. 25.00 lakhs or 50% of Govt. Value of property or 3 times of net annual income whichever is less.

Rate of interest

14%

Margin

No Margin required

Repayment Period

Maximum 6 years.

Security

Mortgage of property in favour of bank.

 

runpay
nabard
locate-branches
calculators