gurdaspur cooprative bank logo

10:37:20:AM, Monday,02-October-2023

The Gurdaspur Central Cooperative Bank Ltd.        First, Third and Fifth saturday of every month will be full working day i.e from 10 AM to 5 PM        IFS CODE: UTIB0SGDS01        Bank has become live on E-Commerce and PoS transactions.        

Loan against rental income

Area of Operation -  Loan shall be advanced in the area operation in the Gurdaspur district. 


Owners of the Property who have let out or proposed to be let out the same to reputed company.


For meeting business/personal needs.

Loan Limit

Maximum to the extent of 75% of post TDS Rent Receivable for a period. Not exceeding 120 months or un expired period of lease.

Rate of Interest


Repayment Period

Maximum 10 years or unexpired period of lease whichever is earlier.

Collateral Security

Mortgage of landed property value of 150% of the loan amount or other chargeable securities such as NSCs, KVPs, banks own deposit to the extent of 100% of loan amount.