gurdaspur cooprative bank logo

07:04:54:PM, Friday,09-June-2023

The Gurdaspur Central Cooperative Bank Ltd.        First, Third and Fifth saturday of every month will be full working day i.e from 10 AM to 5 PM        IFS CODE: UTIB0SGDS01        Bank has become live on E-Commerce and PoS transactions.        

Employee Loans > Overdraft facility

Area of Operation -  Loan shall be advanced in the area operation in the Gurdaspur district. 


The beneficiary will be a regular/permanent employee of Punjab Govt., Semi Govt., Autonomous Bodies, Boards and Corporations, Apex, District, Cooperative Institutions or any other organization with the approval of BOD, whose salary is being credited in the saving account of bank branch.

Loan Limit

Maximum 1.50 Lakhs

Rate of Interest


Repayment Period

Renewable each year.

Collateral Security

Two Good Sureties as per satisfaction of the bank.