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11:15:45:AM, Monday,02-October-2023

The Gurdaspur Central Cooperative Bank Ltd.        First, Third and Fifth saturday of every month will be full working day i.e from 10 AM to 5 PM        IFS CODE: UTIB0SGDS01        Bank has become live on E-Commerce and PoS transactions.        

Dairy Loans > Commercial Dairy Loan

Area of Operation -  Loan shall be advanced in the area operation in the Gurdaspur district. 

Beneficiary

Any Individual, Partnership Firm, Corporate body and any other Cooperative organization.

Purpose

To increase the income of milk producers by helping them to purchase High yielding cattle and establishing new units shed & other Equipment's

Loan Amount

Maximum amount up to RS. 50.00 Lakhs.

Rate of Interest

10.00%

Margin

15%

Repayment Period

Maximum 9 Years including 2 years moratorium period in which only Interest is to be recovered. on monthly basis.

Collateral Security

Mortgage of landed property value of 150% of loan amount which shall be calculated by mean value of collector. value & Market value.

 

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